Murphy USA Launches New Business Fuel Card

The retailer partnered with AtoB to create a small business-friendly fleet program.

December 11, 2025

Murphy USA has partnered with AtoB, a commercial fuel payments and technology platform, to launch the Murphy USA and QuickChek Business Fuel Cards, according to a press release sent to NACS.

Murphy USA said that many of its customers are small businesses that often don’t qualify for traditional fleet card programs, and the new cards are “purpose-built to better serve small and growing businesses.” Through the partnership, Murphy said businesses will experience a wider credit aperture with criteria that recognize the realities of early-stage businesses, as well as thin files, newer EINs (employee I.D. numbers) and variable seasonal cash flow without compromising spend controls, leading to “more approvals, more activated accounts and a better first experience for small-to-medium size business owners.”

“Qualifying for a fuel card with meaningful benefits shouldn’t have barriers. Too many businesses, particularly local operators, have been boxed out of traditional fuel cards. Our partnership with AtoB fixes that. We’ve built a business card that grows with you—easy to start, strong on controls and clear on savings,” said Keith Emery, Murphy USA vice president of retail fuels. “Our new business card program has been upgraded with modern technology, and its affordability opens the door for every business, especially the local ones, which are the heart of the communities Murphy USA and QuickChek serves every day.”

The Murphy USA & QuickChek Business Fuel Cards provide:

  • Savings on Murphy USA and QuickChek fuel purchases
  • 24/7 customer support and a “modern, intuitive” web and mobile dashboard
  • Real-time card controls including driver limits, vehicle limits and category restrictions
  • Instant fraud alerts, detailed reporting and stronger protection at the pump
  • Fast, digital onboarding designed for ease and security

“Local businesses keep our communities running, and they deserve the same tools and technologies as the big players,” said AtoB CEO and Founder, Vignan Velivela “Together, we’re making that possible, delivering fair access, smarter fuel management and a seamless experience at the pump.”

For the first twelve months, cardholders will save 20¢ off per gallon. QuickChek cardholders who enroll in QuickChek Rewards will receive 1,000 bonus points and 10% off in-store on select merchandise (excluding spirits, tobacco, lottery and gift cards).