Payment Processing Program

Get the Most out of Your Hard-Earned Profits
Getting customers in the door and buying products can be a daily challenge in this industry. When it comes time to reap the benefits of your success and take customers’ payments, credit cards make the process easy and quick.

While this technology has benefitted many, transaction fees that go along with card payments can diminish the results of your hard work. Customers are paying with cards more often, especially for small purchases, which can erode your profits. In fact, card payments in convenience stores have grown from 21% of transactions in 1995 to 72.2% of transactions were from credit cards. Last year alone, it cost convenience stores $10.1 billion to accept cards. * That’s a lot of money that’s not going back into your business. 

A Solution that Can Put Money Back into Your Pocket
The NACS Payment Processing Program (PPP) is designed to reduce card processing fees for unbranded convenience and fuel retailers. Participants in this program enjoy reduced fees as a result of processing efficiencies and combining their transactions with NACS members and others in the industry. 

How it Works
To help retailers get the lowest possible transaction cost in the industry, NACS has partnered with a trusted, high-quality payment processing company, WorldPay. With no hidden fees, percentage rates or complicated statements, NACS PPP offers NACS members a flat 2.9 cent transaction fee after interchange on all card payments. For most small to mid-size retailers, this flat fee is considerably less than the rate banks will charge.

Start Seeing the Savings Right Away
For many retailers, transaction and interchange fees can be confusing. To help, NACS offers a free review of your monthly payment statements to show you an easy-to-understand comparison of your current charges vs. potential savings with NACS PPP.

* 2017 NACS State of the Industry Summit Report