Thought Leadership

How Does Financial Stress Impact Employees at Work?

Research from DailyPay found that people spend 3.3 hours a week during their work shift dealing with personal finance issues.

Jun 12, 2026

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This article is brought to you by DailyPay.

Supporting your frontline workforce means more than just offering a competitive wage; it means providing a safety net for unexpected life problems that can turn into an empty shift or employee burnout.

Research from DailyPay, shared during the online session “How Leading Convenience Retailers Are Supporting Their Frontline Workforce,” found that on average, people spend 3.3 hours a week during their work shift dealing with personal finance issues; while one out of 10 employees missed work due to financial issues.

DailyPay allows companies to modernize their existing payroll to give employees flexible access to their earned wages.

“We have a lot of employees who live check to check. So, when I was approached by the DailyPay team, it made a lot of sense for us to do what was right for our employees,” said Tye Smith, HR director of Southwest Convenience Stores (OXXO USA). “We understand the world isn’t what it used to be, and that you need to appease your staff, to make this a place that they want to be. … We offer on demand pay; we understand that our employees could be in dire situations.”

When your team faces financial stress between paychecks, it can lead to high turnover. “DailyPay gives staff a reason to show up and stay: the ability to see and use their earnings as they work. By turning a bi-weekly paycheck into a daily motivator, you stabilize your frontline, fill more shifts and let managers focus on customers instead of constant recruiting,” said DailyPay.

To learn more about how financial stress shows up at work and how to support for your frontline workforce, watch the full recording of the “How Leading Convenience Retailers Are Supporting Their Frontline Workforce” live session here.

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NACS serves the global convenience and fuel retailing industry by providing industry knowledge, connections and issues leadership to ensure the competitive viability of its members’ businesses.


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