OTTAWA, Canada – In just over half of all sales (51%) in 2015 in Canada, customers use cash as the payment method, CBC News reports. The new Bank of Canada survey did find that customers prefer to use credit cards for big-ticket purchases.

Across all types of retailers, 51% of all transactions were paid for in cash two years ago. Debit cards and credit cards were used to pay for purchases 31% and 19% of the time, respectively. “We find that cash is still widely used, especially for small-value transactions, even at large businesses that accept cash and cards,” the Bank of Canada said about the survey results. “Debit cards are used mainly for medium-value transactions and credit cards for large-value transactions.”

For overall dollar value, credit cards were the payment of choice with 42% of the time. A quarter of the total sales value involved cash payments, while debit cards took a little more than a third. “By offering various consumer incentives, credit card companies promote the adoption and use of credit cards by consumers,” the bank said.

Like their American counterparts, Canadian retailers shelled out a lot of money to accept plastic payments. In 2014, processing fees cost Canadian merchants nearly $10 billion, with nearly two-thirds of that amount from credit cards.